5 Ideas to Fund your next Getaway 

These 5 ideas to fund your next getaway are not for everyone, if you have a good relationship with money then this is for you. I say this because as someone whose now debt free, there is no point in taking up these ideas if you can not afford to repay.

Many of us dream of visiting many places on planet earth but are limited by the currency called money. There are those of us who dream of just visiting one place and that would be enough. Then there are those of us who want to visit all the countries in the world. We fall short on that dream because of; family commitments, circumstances or money for some all of the above.

Recently I had a conversation with my cousin which went like: who funds your travels? It took me by surprise because it’s not something I often get asked by people. Sure I get asked “how I manage to travel so often” but never WHO funds my travels. I laughed for a good while before I answered her simply, ME, I fund my own travels. Its something I have been doing since I took up  traveling  over two years ago. I am truly fortunate to be in a position where I EARN something from the blog and have a good paying job. But like everyone, there are times when I use these 5 ideas to fund your next getaway.

5 ideas to fund your next getaway #borrow

Credit cards are these magical cards that spit money out like it won’t end and bite you in the butt. I say this with great {bad} experience hence why I mentioned you need to have a good relationship with money. I taught myself a valuable lesson, never spend what you don’t have or can’t afford to pay back. Recently I was in Stockholm and everyone knows Scandinavian countries are expensive. I spent just over €300 in 3 days on my credit card, I won’t say I needed everything I used it on. But what I did was payback in full before the credit card company had time to process the charges. Normally I don’t use my credit card for anything but this particular card has no fees when used abroad so I use it then.

Short-term or { Payday loans} can be both a good thing and a bad thing. It’s good thing if you’re in need of a quick fix me up amount to payback {in full} come payday. You need to ensure you borrow from reputable company with reasonable interest rates and repay in full. When I was younger I miss used payday loan companies and that left a bad taste in my mouth. I am older and wiser and never borrow more than I can return. Using the same principle as the credit card, payback in full even when there is an option to extended payment.

Ideas to fund your next getaway #planing and #saving

Budgeting is a clever way of capturing what is going out and what’s coming in and planning for the future. It’s not something I left at school nor picked up on at home because it was something “the parents did”. No one discussed money until we were in debt from immature spending of money we didn’t have. After I finished university I drew up an excel spreadsheet of everything I owed and what came in. I also meticulously wrote down what I spent on and if I truly needed it. With budgeting you can find out what items should be cut from your spending.

Tightening up the belt follows on from budgeting. Once you’ve done your budgeting but feel you still need more funds then it’s time to look elsewhere. By that I mean, review your budget again and see what you can live without or what you can cut back on. You could swap brands for high street items and being smart about purchases. You could cancel things like the gym, stop ordering in and swap for cooking instead.

Raid your savings if you have them that is. If all else fails or need to top up then raid your savings but be wise about it too. Do you really need to have this getaway {yes you do}, can you cut costs anywhere else {yes}.

These are some of the things you should be considering when thinking of 5 ideas to fund your next getaway.

*collaborative

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75 Comments

  1. April 18, 2017 / 6:16 am

    I really want to get a flyer miles credit card! They have to be so handy!

  2. April 16, 2017 / 10:36 am

    I’m always thinking about my next getaway!
    The past few years I’ve become really good at budgeting and saving, with the odd treat of course 🙂

    Dani x

    • April 16, 2017 / 6:30 pm

      Of course haha lol, I too am always thinking about my next adventure

  3. April 15, 2017 / 9:18 pm

    Great post, I’m currently saving for a big trip. Budgeting will be for me as I don’t like to use credit cards or borrowing money xo

    • April 16, 2017 / 6:30 pm

      Glad to hear it and good luck to you

  4. Dena-Jayne McGuinness
    April 14, 2017 / 7:45 pm

    The best option would be to save for it. Budget where possible! xo

    • April 16, 2017 / 6:29 pm

      Exactly, thanks for stopping by

  5. rika agustini
    April 14, 2017 / 5:40 pm

    Great recommendations! I have 2 kids, … we have to pay 4 full priced tickets now.. budgeting is very important!

    • April 16, 2017 / 6:29 pm

      Oh damn! Don’t you just hate it when it comes to have

  6. strangedaze
    April 14, 2017 / 5:34 am

    It will be a while for me as bills have taken over including a new car issue! I will keep these tips in mind for our next trip!

    • April 16, 2017 / 6:28 pm

      Aww bless you luv! I feel your pain

  7. April 14, 2017 / 3:54 am

    My husband and I want to travel more now that our kids are not babies and toddlers anymore. They are 9,7 and 5 so much easier to travel with. We have started by tightening up our budget and cutting back on a few extras. So far we have made a big difference, now we just have to decide where we are going!

    • April 16, 2017 / 6:28 pm

      Oh that’s good and hope your first adventure will be somewhere the family can enjoy

  8. Sandy & Vyjay
    April 14, 2017 / 3:06 am

    Good pointers. We generally have a travel budget that is earmarked for the entire year and use that fund for our travels.

    • April 16, 2017 / 6:27 pm

      Oh that’s a good idea thanks for sharing and for stopping by

  9. April 13, 2017 / 11:37 pm

    I don’t like to use credit cards as I know I am bad with money but I find that cutting down on spending does help x

    • April 16, 2017 / 6:12 pm

      I was bad at managing my money but I am better at it now

  10. April 13, 2017 / 10:26 pm

    Great tips! What we do here at home is a little belt tightening and save little by little until we could save up an amount we could budget for our next trip.

    • April 16, 2017 / 6:12 pm

      That’s a good practice and thanks

  11. kerry norris
    April 13, 2017 / 10:17 pm

    Good tips. I always raid our savings lol x

    • April 16, 2017 / 6:12 pm

      Hahaha mine too when it’s an impromptu trip

  12. Mummy Gummie
    April 13, 2017 / 10:15 pm

    Interesting post. I would consider using my credit card, but I am very wary of any payday loans and would probably steer clear of these.

    • April 16, 2017 / 6:11 pm

      I think only if they are the only option would I do it

  13. April 13, 2017 / 10:06 pm

    I think it’s important to save for amazing adventures, we are for our 10th wedding anniversary next year.

    • April 16, 2017 / 6:11 pm

      Oh wow congrats in advance and hope you have an amazing adventure whatever you plan

  14. April 13, 2017 / 9:00 pm

    We havent been away for song long, and we definitely budget & save SO much.

    • April 16, 2017 / 6:10 pm

      Budgeting is the one true way of saving up for next holiday

  15. Ickle Pickle
    April 13, 2017 / 7:54 pm

    I love travelling and am trying to save for a ‘Big” special holiday in a few years. Great tips. Kaz x

    • April 16, 2017 / 6:10 pm

      Thanks Kaz

  16. Joanna
    April 13, 2017 / 5:22 pm

    I’d love to trsvel more for us its all about budgeting and tightening up the belt to save to go away.fingers crossed we can go away next year.

    • April 16, 2017 / 6:10 pm

      Hope you mange to save enough and have a lovely getaway

  17. Melanie Edjourian
    April 13, 2017 / 4:11 pm

    I’m an earning, budgeting and finding special offer girl at the moment otherwise we don’t go. I wouldn’t get a loan or use a card for a holiday although I know others do.

    • April 16, 2017 / 6:09 pm

      I use my credit card only because it’s a no fee reward card but always have the money I would have others spent on my personal card ready to pay it off in full

  18. Rosana McPhee
    April 13, 2017 / 2:16 pm

    Budgeting and tightening the belt are the two things that really work s for me. R

    • April 16, 2017 / 6:08 pm

      Glad to hear that

  19. Chrishelle Ebner
    April 13, 2017 / 2:05 pm

    I try not to use credit cards for travel. I usually plan our vacation in advance and then budget. Groupon is a great way to stretch your travel dollar.

    • April 16, 2017 / 6:08 pm

      I too love groupon and try to find some awesome deals with them

  20. April 13, 2017 / 11:14 am

    Its so easy to overspend with the plastic.I always put aside a little money each month for my holiday.I don’t book unless I have enough funds in fear of getting into debt.

    • April 16, 2017 / 6:08 pm

      It’s so much easier for sure hence why I set up limits on all my accounts and monitor from my mobile

  21. April 13, 2017 / 9:28 am

    Credit is a no-no for me right now. Saving and making sure I find affordable flights and checking out awesome AirBnBs is my way!

    • April 16, 2017 / 6:07 pm

      That’s a good practice my dear, always the best way

  22. Danik Bates
    April 13, 2017 / 7:30 am

    I always try and avoid credit cards, just makes me a bad budgetter lol

    • April 16, 2017 / 6:07 pm

      Aww bless, it took me years to work it out

  23. Mt Teen Guide
    April 13, 2017 / 6:07 am

    Personally, I think budgeting/planning/belt tightening is the best way to save enough for a dream family vacation. If we can just sit down and take note of “wastes” then we could see that savings grow. Avoiding “wants” and just buying “needs” is a start. We should also mind how we use electricity in the house. Turning off lights when not in use is one thing too.

    • April 16, 2017 / 6:06 pm

      Oh absolutely and so true, I always forget about electricity savings

  24. Annemarie LeBlanc
    April 13, 2017 / 1:11 am

    I think the best is to save for that getaway you’ve been dreaming about. I don’t like the idea of borrowing because there is always a risk of overspending. I’d give up on my gourmet coffee and save the money towards a vacation.

    • April 16, 2017 / 6:06 pm

      Hahaha that’s true there is always that risk hence if I was ever to borrow I wouldn’t borrow something I couldn’t pay back with my one pay check

  25. Deb Sharratt
    April 12, 2017 / 9:46 pm

    We get the boys to save their change / coins as well as us, so we can spend it on treats on holiday x

    • April 16, 2017 / 6:05 pm

      That’s a true way to go about it

  26. April 12, 2017 / 9:26 pm

    I’m an avid traveler and for me, budgeting and tightening up my belt/getting rid of unnecessary spending is what allows me to travel so often! Great tips <3

    • April 16, 2017 / 6:05 pm

      Thanks, it’s the same thing for me too

  27. Newcastle Family Life
    April 12, 2017 / 9:22 pm

    I really want to travel more but as a family of five it is so expensive, my partner has shares at work which pays out yearly so we can afford a family holiday each year xx

    • April 16, 2017 / 6:05 pm

      I wish my shares where like that but alas not

  28. April 12, 2017 / 8:26 pm

    I think planning and saving is better than going down the credit or loan option but depends entirely on individual circumstances.

    • April 16, 2017 / 6:04 pm

      Exactly, it’s entirely an individual situation and whilst payday loans ain’t always idea they can be very helpful when you just need a quick pick me up before the month end and can pay it back in full

  29. Blog Savvy Creative
    April 12, 2017 / 6:35 pm

    We are HUGE budgeters for sure especially when planning for a vacation. We have totally found that using a credit card that gives you cash back on purchases and won’t charge for overseas purchases helps a ton.

    • April 16, 2017 / 6:03 pm

      Absolutely hence why I am loving my new credit card. I always budget how much I will spend then have the money ready in my personal account to settle the balance on my credit card ready

  30. Jaime Nicole
    April 12, 2017 / 5:55 pm

    I definitely plan and budget for our vacations. It’s important to me that we not go in debt and I find that while we can’t take lavish trips, we have plenty of fun together as a family!

    • April 16, 2017 / 6:02 pm

      For me it’s not about the lavish trips but the experience there and you’re right the fun with the family

  31. Lorna Willcox
    April 12, 2017 / 1:38 pm

    I am a great believer in budgeting and planning for the future. Having clear goals for the next year together with my husband. Great tips!

    • April 16, 2017 / 6:02 pm

      I am the same, since paying off my debt I make sure I budget everything

  32. Candy Kage
    April 12, 2017 / 12:18 pm

    We plan and book and pay off as much as we can ahead of time. Rest of budget is for food and little extra expenses. Use a credit card that doesn’t charge you for using it overseas.

    • April 16, 2017 / 6:01 pm

      That’s what I do too and now even when I have money in my own account I prefer to use my card abroad as it doesn’t cost me a thing and it’s cheaper

  33. Robin Rue
    April 12, 2017 / 12:02 pm

    We budget for our trips. We don’t have credit cards, so if we don’t have the money for it, we don’t go.

    • April 16, 2017 / 6:01 pm

      That’s a good philosophy one that I practice too but I now have a credit card to build my credit history

  34. April 12, 2017 / 11:43 am

    I am all about budgeting. Putting away whatever I can each month into a dedicated savings account. Personally, Pay day loans wouldn’t be an option. I’d rather not go or wait until I have saved enough.Like you said, it’s about looking at this sensibly and not getting yourself into debt. Or making sure you having the means to pay back any credit you take. Good that you point that out! 😘

    • April 16, 2017 / 6:00 pm

      Thanks Kat, I wouldn’t even dare take a payday loan but sometimes situations calls for it and would require taking one out. So long as you’re smart about it and can afford to pay it all back or within certain period then all good otherwise it’s a no no

  35. Helen Jacob-Lloyd
    April 12, 2017 / 11:23 am

    Since going on our first family holiday recently I’m now excited for more holiday adventures, so these tips are perfect 🙂

    • April 16, 2017 / 5:59 pm

      Aww hope you guys do more travels

  36. Alli Smith
    April 12, 2017 / 10:15 am

    We always try to budget and save for our getaways. It’s always nice knowing vacation is paid for in advance since I don’t like to go in debt for a getaway.

    • April 16, 2017 / 5:58 pm

      Oh absolutely no better feeling than an already paid and cleared holiday

  37. Lyndsey O'Halloran
    April 12, 2017 / 9:53 am

    We always cut back a bit when we’re planning a holiday.

    • April 16, 2017 / 5:58 pm

      I try to do that too to help me save

  38. April 12, 2017 / 7:41 am

    These are all great ways to fund your next vacation. I need to save up for my next vacation and will definitely be using some of these tips!!

    • April 16, 2017 / 5:58 pm

      Saving up is always the best option to consider first

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