As I enter the final year of my 30s, I thought I s As I enter the final year of my 30s, I thought I share with you some pictures of mine at 9 months, 9 years, 19 years, 29 years  to today 39 years old of age. Looking back at each decade, I feel both ‘older’ and ‘younger’, I see the change in my features, the change in my way of life, the change in my personality and the experience itched on my face. I am grateful for the life I have lived thus far and excited for the life I am yet to live. 
••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••

2026 - 39, (Home, England), I am ready for this final year before my 40s but also ready for this next decade. 
2016 - 29, (Oslo, Norway), this decade was about self discovery and building the life I dreamt about. The life that I am super proud of and truly grateful to be living. This decade, I built my financial life and in later years choose to heal from the trauma gained in the last decade and now I feel well equipped for the future. 
2006 - 19, (Glasgow, Scotland), I thought I was grown (look at the cheekbones 🤣🤣) and ready for the world, chiiiild was I wrong, let’s just say, I am still resolving the trauma the decade brought me but I am grateful because I met my best friends and made decisions for the future I wanted to have. (Spoiler alert - I did better than I dreamed). 
1996 - 9, (Home, Zambia) this was my birthday but my little sister insisted she had to be the one in the middle. The only way we knew whose birthday it was, was by standing in the middle but this year I remember baby sister crying her eyes out and refusing 🤨
1988 - 9 months, (Chililabombwe, Zambia) although my mother looks tired and traumatised😟, I know I was loved and happy. 
#happybirthday #happybirthday❤️ #newera #39
Attended #ascotraces for the second year running a Attended #ascotraces for the second year running and I am glad to have experienced the ‘Village enclosure’ this year, whilst I loved ‘Windsor enclosure’ last year, it’s not for me. Next year, I want Queen Anne’s enclosure. 💕 #girlsdayout #girlslikeus #ascotfashion
How I missed you my love 🥰🥰🥰 #hertripsabroad #bla How I missed you my love 🥰🥰🥰

#hertripsabroad #blackgirlstraveltoo #maldives #neverstopexploring #welltravelled
Tried being a #touristforaday and we chose #london Tried being a #touristforaday and we chose #london because why not. My feet still hurt from the thought of how much walking we did, the fact that we walked from #bigben to #buckinghampalace is still fresh on my mind. 

#neverstopexploring
🖤🖤MARCH PHOTO/VIDEO DUMP🖤🖤 So much happened and 🖤🖤MARCH PHOTO/VIDEO DUMP🖤🖤 

So much happened and yet I can’t find the words.
It has been an amazing week here, definitely recom It has been an amazing week here, definitely recommend @iberostar in Agadir. 
#neverstopexploring #wanderlust #welltravelled #lifeofadventure #hertripsabroad
I spent a week in #dohaqatar and had the most rela I spent a week in #dohaqatar and had the most relaxing and fulfilling time of my life. Sometimes taking it slow and living in the moment is what the soul needs. 🥰🥰🥰
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 #hertripsabroad #solotravel #solotravelingisfun 
#blackgirlstraveltoo
I had such an amazing week in Doha, Qatar after no I had such an amazing week in Doha, Qatar after not visiting for almost 8years. 📍

#qatar #doha #qatarphotoinstagram  #solo travel #travelbug bestvacations igtravel travelpic travelblog beautifuldestinations tlpicks instatravel roamtheplanet traveldeeper travelgram travelinspo wanderlust instapassport exploretheworld travelpics travelmore passionpassport travelawesome lonelyplanet travelblogger travelphotography traveltheworld worldtraveler
Happy New Year, happy 2026 #firstpicture of the ye Happy New Year, happy 2026 #firstpicture of the year.
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A July Dreamer

A Travel & Lifestyle Blog

Money · December 28, 2020

5 Simple Frugal Living Hacks that Save me Money

Until I became a homeowner, I didn’t think much about the simple frugal living hacks that save me money whenever I go food shopping. Whenever money was tight or not, I practised the same hacks time and again and noticed that I saved money on my food shop every single week. Like many people, I am a planner and budgeter and always implore hacks that save me money with every shop. This year has been tough on everyone and it makes sense for me to share the simple frugal living hacks that save me money every single time.

When I was young, I used to always hear people talk about shopping on an empty stomach is a bad idea. I couldn’t understand the concept, why would shopping when I am hungry be a bad idea, I need food so I should go and buy it when I am hungry but I obviously missed the point. I remember during my university days going food shopping when we were hungry resulted in us buying everything edible and nothing that would last more than a couple days. I then understood why its a bad idea to shop when you are hungry.

Until I became a homeowner, I didn't think much about the simple frugal living hacks that save me money whenever I go food shopping. Whenever money was tight or not, I practised the same hacks time and again and noticed that I saved money on my food shop every single week.

The simple ideas I am sharing in this post are those that I implore every single time I go food shopping and they always save me money and they can save you money too.

5 Simple Frugal living Hacks that save money with every Shop

Whether money is tight or you just want to save for a specific reason, these tips are so easy to implement and can save you lots of money. Some of these tips I learned from my mother and others I learned from friends and family whilst others were a no-brainer. Shopping for food has to be one of the funniest shopping trips ever, I love sitting down at home and writing down everything I need in my kitchen. Even though I am mostly frugal, it doesn’t mean I don’t add treats to my shopping list, I believe in rewarding effort.

This year has been tough for many especially with job losses and uncertain futures, everyone is tightening their belts and looking for simple ways to implore that will save them money. I personally have been fortunate in so many ways especially because even though I can spend money spontaneously, I am often frugal and careful about where I spend the money and on what. I hope the tips I share in this post will be helpful to those looking to save a few bucks here and there.

1. I collect store points (nectar, co-op, BP, Boots)

I am a loyal customer and I love shops that reward their loyal customers with discounts that I can use in their store and elsewhere if required. For as long as I can remember I have collected nectar points so that come Christmas I can spend them on my Christmas food shop. For most of local supermarkets that I shop at, you collect points that you can convert into money and throughout the year they offer discounts on products that you frequently buy.

Before I go food shopping I always look at the kind of discounts I have from all the stores that I frequent and plan my food shops around them. If its discounts on items that I would have bought anyway then I think it’s worth a little hassle to scan my discount codes for all my favourite shops and plan the trip accordingly. And sometimes the stars align and I can get discounts in all the shops that I frequent without much hassle.

simple frugal life hacks that save me money
Photo by Julia Volk on Pexels.com

2. Bulk buy meats and freeze 

Buying foods in bulk is something I learned from my mother when I was young, we would go to the butchers and fish market and she would buy so much food, you would think she was planning on selling it but that wasn’t the case. My mum taught me how to bulk buy from a young age and I do that every quarter when I do my big monthly/quarterly shop. I find that buying meats in bulk and freezing them saves me money big time. I consume a lot of fish which can be costly for buying it every month.

You don’t have to only buy meats in bulk but there are a lot of products that you can buy at the wholesalers and keeps for a long time. I do the same thing with long-life milk although I also make sure I check the dates and use the ones expiring earliest first. As much I love fresh milk, I buy less of that and buy more long-life milk but even with fresh milk, you can freeze it for a number of months. The point is to make sure you buy foods that can keep or can be frozen in bulk and save money.

3. Batch cook and meal prep

What goes well with buying in bulk is batch cooking and also meal prep, most people who meal prep do it on Sunday and cook for the whole week. I often cook several of my favourite meals that lasts me a month or so which means I just defrost when I need a meal and don’t have to cook or go food shopping to make my favourite dish. I know batch cooking is not for everyone but this is one of the major ways I am able to save money every single month.

Meal prep can become a drag pretty quickly especially if your dishes are not appetising enough or easy to make. I love chilli so I make a big batch and change up the sides and also I rota how often I have chilli in a week. I cook big batches of at least 4 of my favourite dishes and rotate them weekly so I don’t get bored with what I am eating. And every so often, I make sure I cook a fresh dish on the day just to spice things up.

simple frugal living hacks that save me money
Photo by Daria Shevtsova on Pexels.com

4. Shop off season

Shopping off season is something I learned from friends, I always seemed to buy a lot of fruits that were off season which meant they were more expensive. It took time but now before every shop I check which vegetables and fruits are in season and I buy a lot of those and for those not in season, I buy from the frozen section. I do this not only with food but clothing as well, I often buy my summer clothes during winter and winter clothes during summer since most shops went to flog items that didn’t sell well during its season.

If you don’t have time to research which fruits and veg you should be buying in what season. I would just take a moment when you are in the supermarket and see which are in abundance and of those that you buy regularly which have increased in price. I love eating watermelons year round but I know that during winter they are most expensive than during summer. But, as I said, I am not just frugal, I believe in rewarding good habits and I reward myself as well especially when I stick to my frugal hacks and save money.

5. Buy generic and the sale section

I think many people need to be reminded that buying generic brands is not a bad thing. More often than not when you buy branded items, you are paying for fancy packaging than the quality of the product. It took me a long time to learn this, I was so brand obsessed when it came to food that I wasted money on things that weren’t so different from the generic brands. Often generic brands aka the store’s own version tastes just as good as branded items but their bland packaging make them seem otherwise.

Another section I check often is the sale section, they’re often items in there that can last more than a day. Most sale items in terms of food are those that will expiry within a day or so and they are often reduced to pennies and I am here for it. I love a good sale whether that is food-related or clothing, I spend my time searching through until I find what I like. Again, this might not be for everyone but please remember for some its a difference between food on the table and going hungry.

Until I became a homeowner, I didn't think much about the simple frugal living hacks that save me money whenever I go food shopping. Whenever money was tight or not, I practised the same hacks time and again and noticed that I saved money on my food shop every single week.

I hope you find these tips useful and hope you can share some of your own tips on how you save money when food shopping or just general frugal lifestyle hacks that I can implement. So which of these simple frugal living hacks that save me money are you already implementing.

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Comments

  1. swathiiyer says

    December 30, 2020 at 7:00 am

    Thanks for sharing this tips, yes saving money during this time is most important. I will try few of your tips for sure.

    Reply
  2. Nyxinked says

    December 29, 2020 at 8:04 pm

    We always buy generic – there’s no difference after all. I’ve worked with food on a large scale and know for a fact that 9 times out of 10 the food packed in cheap stores is the same as high brands.

    Reply
  3. Catalina says

    December 29, 2020 at 7:13 pm

    These are awesome hacks. I love buying in bulk during sale season!

    Reply
  4. Kathy says

    December 29, 2020 at 6:28 pm

    These are some great tips. I always save money whenever I can. I think it’s great to always try saving when you can.

    Reply
  5. Rosemary says

    December 29, 2020 at 6:03 pm

    Such great tips. It’s amazing how some the generic brands are actually quite good. Love the tip about buying in bulk and freezing. I do this often too.

    Reply
  6. Lynndee says

    December 29, 2020 at 3:15 pm

    We collect store points too. Gotta love those cards that reward their customers.

    Reply
  7. Nikki Wayne says

    December 29, 2020 at 1:17 am

    This is so perfect, I always looking for some ways to save my money.

    Reply
  8. Tasheena says

    December 29, 2020 at 12:46 am

    This post is really informative, thanks for sharing these tips.

    Reply
    • Miranda says

      December 29, 2020 at 10:52 am

      You are most welcome.

  9. Heather says

    December 29, 2020 at 12:13 am

    I’m excited to know that I’m already doing a few of these! I’m always looking for new ways to save money!

    Reply
    • Miranda says

      December 29, 2020 at 10:52 am

      Glad to hear it, I am always looking for ways to save money too.

  10. bbaker8611 says

    December 28, 2020 at 10:38 pm

    Yup! I do all of these! I’m the “weirdo” that bought a Christmas tree in June!

    Reply
    • Miranda says

      December 29, 2020 at 10:51 am

      Hahaha, not weirdo, saver lovely, you are a smart saver.

  11. GiGi Eats Celebrities says

    December 28, 2020 at 8:27 pm

    I’ve been using an app that counts up points every time I go grocery shopping or shopping at any retail store and these points translate into gift cards!

    Reply
    • Miranda says

      December 29, 2020 at 10:51 am

      Now that is handy, I wish I had one that did that too. Probably need to do a little research.

  12. Amber Myers says

    December 28, 2020 at 7:50 pm

    Thank you for these. I LOVE to save. And buy generic often and shop sales. I always use coupons and ask about other discounts as well.

    Reply
    • Miranda says

      December 29, 2020 at 10:50 am

      You’re most welcome and glad to find a fellow saver.

  13. Melissa Chapman says

    December 28, 2020 at 6:30 pm

    I am so glad you mentioned to buy generic brands because I always but the less expensive store brands and sometimes get critisized. Saving money is so smart especially around the holidays.

    Reply
    • Miranda says

      December 28, 2020 at 6:55 pm

      I don’t even understand why people keep criticising those of us who buy generic brands. 90% of the time they are the same just different packaging

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